Florida Contractor License: Requirements, Cost and Exams

Florida licenses construction contractors at the state level under Chapter 489, Florida Statutes, through the Construction Industry Licensing Board at the Department of Business and Professional Regulation. Electrical and alarm system contractors are licensed separately by the Electrical Contractors' Licensing Board.

Requirements checked against the Florida Construction Industry Licensing Board (DBPR) published requirements on October 15, 2026.

Florida contractor license requirements at a glance

Licensing boardDepartment of Business and Professional Regulation, Construction Industry Licensing Board (CILB); Electrical Contractors Licensing Board for electrical
License required whenNot stated
What the state calls the qualifierqualifying agent (qualifying individual)
NASCLA exam acceptedpartial (NASCLA replaces Contract Administration and Project Management only; Business and Finance exam and a Florida Building Code attestation still required; Certified General, Building and Residential only)
Reciprocity and endorsementnone stated (endorsement route for an active out of state license at the same level held 10 years or more, no states named)
Exam waiversNASCLA holders are excused from Contract Administration and Project Management but still take the Florida Business and Finance exam and attest to a Florida Building Code exam; 10 year endorsement applicants skip the NASCLA exam but Division I and Roofing must complete a 2 hour Florida Building Code course
Experience requiredFour years documented construction experience for Certified General, at least one year supervisory; up to three years substitutable by military service or college credit
Application and exam feesCertified contractor initial certification 245 dollars for filings May 1, 2026 through August 31, 2027; later filers use the fee printed on the current CILB 5-A or 6-A form; exam registration 135 dollars to Professional Testing plus Pearson VUE fees of 80, 40 and 40 dollars, 295 dollars total for three parts; NASCLA application 65 dollars
RenewalCertified renews by August 31 of even numbered years; Registered by August 31 of odd numbered years; fee not stated; 14 hour CE requirement
Time to licenseLicenses typically issued within about two weeks after the approving board meeting; unofficial guides quote 4 to 8 weeks overall
Bond and financial requirementsFICO 660 or better, or a 14 hour financial responsibility course; General and Building carry 300000 dollars public liability and 50000 property damage, other categories 100000 and 25000; a Financially Responsible Officer posts a 100000 dollar bond or letter of credit
Penalty for unlicensed workNot stated
Time to replace a qualifier60 days under Florida Statute 489.119; on a qualifier's death the board must be notified within 30 days
Companies one qualifier may qualifyNo hard numeric cap; mandatory board appearance if the qualifier owns less than 20 percent of the additional business or would be on three or more businesses at once

Facts checked on August 4, 2026.

Each line was checked against the state board’s published requirements on the date shown. Not stated means the board material we reviewed did not state it, so we do not guess. Boards change rules; confirm the current figure with the board before you file.

Florida issues two license types: certified licenses, earned by state examination and valid in every Florida county, and registered licenses, which rest on a local certificate of competency and cover only the jurisdictions that issued it. Any business organization that contracts in Florida must operate through a state licensed qualifying agent, who carries supervision of the company's work and final approval authority over its construction and business decisions.

Florida requires a Qualifying Agent for all licensed contractor entities.

Yes. Florida requires a state certified or registered contractor license from the Construction Industry Licensing Board (CILB), under DBPR. Contracting businesses are licensed through a qualifying agent with final approval authority over construction work, or a financially responsible officer for payment authority, under section 489.119. Electrical contracting is licensed separately by the Electrical Contractors' Licensing Board.

License classes

License classifications and scope

Florida splits contractor licenses into certified and registered tiers. A certified license is issued directly by the state and lets the holder contract anywhere in Florida without meeting any local jurisdiction's own competency rules. A registered license is tied to a specific local jurisdiction and only authorizes work there. Certified occupation codes start with C and registered codes start with R (Florida DBPR construction industry page).

Within Division I, the main building and residential categories are Certified General Contractor (CGC), Certified Building Contractor (CBC), and Certified Residential Contractor (CRC). Several third party guides disagree on the exact height or story limits distinguishing CBC and CRC scope, so confirm the current statutory scope language in section 489.105 or 489.111 before relying on a specific story count. Division II covers specialty trades including roofing, mechanical, plumbing, underground utility, solar, several air conditioning classes, and pool or spa contractors, plus a growing list of specialty categories created under the post 2025 CILB framework described above (Florida DBPR construction industry page).

The qualifier rule

Replacement rules and deadlines when a qualifier leaves

This is one of the most important rules to get exactly right. A qualifying agent must notify the department when they stop being affiliated with a business. If that agent was the business's only certified or registered contractor, the business has sixty days from the agent's departure to hire and register a replacement qualifying agent. Until a new qualifying agent is in place, the business may not contract, with one narrow exception: a temporary, nonrenewable certificate can be issued to a financially responsible officer, president, partner, or general partner solely to finish out contracts that were already in progress, not to start new work (Florida Senate section 489.119(3)(a)). A departing agent who intends to contract under their own name or qualify a different business must also notify the department in writing and supply the same information required of a new applicant (Florida Senate section 489.119(3)(b)).

Exams

Exam requirements and current vendor

Florida uses a two vendor exam system, which is a frequent point of confusion worth getting right. Professional Testing, Inc., referred to as PTI, is the vendor DBPR has contracted with to register candidates for construction exams, write the exam content, and score results for the CILB. Candidates apply to PTI directly, online at Professional Testing Florida exams or by phone, and a completed application with fees must reach PTI at least 30 days before a desired exam date (Florida DBPR examination information page). Once PTI approves an application, the candidate books an actual test appointment through Pearson VUE, the department's scheduling and testing vendor, and can typically schedule within 72 hours of approval. Pearson VUE requires an email address, phone number, and payment at the time of scheduling (Florida DBPR examination information page). Most construction exams are computer based through Pearson VUE. The plumbing trade knowledge exam is a paper and pencil exam offered on a periodic schedule confirmed by PTI (Florida DBPR examination information page). Confirm current exam fees, question counts, and passing score percentages directly with DBPR or PTI before relying on a specific fee or pass rate.

NASCLA acceptance

Florida's CILB has accepted the NASCLA Accredited Examination for Commercial General Building Contractor in place of the Florida trade knowledge exam since March 1, 2019 (NASCLA Florida Construction Industry Licensing Board participating agency page). This is a trade exam substitute only. An applicant who passes the NASCLA exam still must separately pass Florida's own business and finance exam and its building code exam, and still must file a full application with the state board. Passing the NASCLA exam does not by itself grant a Florida license (NASCLA participating agency page). An endorsement route has also been described for contractors who already hold an out of state license obtained in part through the NASCLA exam, allowing a Florida license application by endorsement without retaking trade exams. Confirm this pathway directly with DBPR before assuming trade exams can be skipped.

Bond and insurance

Experience and financial requirements

A county licensing FAQ, consistent with the general statutory framework, describes a four year experience requirement for certified contractor applicants in the category sought, with at least one year of that experience being supervisory, and with the experience attested to by a Florida certified contractor, or by a licensed architect, engineer, or building official. A separate grandfathering provision for registered contractors under section 489.118 requires at least five years of experience in the category at the time of application (Florida Senate statutory text; county FAQ). Confirm current experience requirements against the official DBPR applicant handbook before relying on these figures.

On the financial side, section 489.115, Florida Statutes, requires the board to find an applicant financially responsible, with a credit report serving as the statutory minimum evidence, and directs the board to adopt rules defining financial stability standards. Florida Administrative Code rule 61G4, section 15.005 implements this by requiring a credit report from a nationally recognized agency plus a financial statement no older than twelve months showing current and total assets, liabilities, and net worth (Florida Senate statutory text and rule citations). A proposed rule referenced elsewhere would let an applicant meet financial responsibility and stability requirements with a credit score of 660 or higher. Confirm directly with the board whether this proposal was adopted and remains current before relying on a specific credit score threshold. Confirm with the board whether a fixed statewide net worth dollar minimum applies to ordinary certified applicants; the rule appears to require reporting and board evaluation of net worth rather than meeting one fixed number, except for the large company exemption described below.

There is one specific financial exemption under section 489.119(7). A business organization may contract without naming a qualifying agent with full financial approval authority, or a financially responsible officer, if it employs licensed contractors to supervise all its construction work, works only on property it or its affiliates own, and maintains a minimum net worth of twenty million dollars, in which case no bond is required for this exemption either (Florida Senate section 489.119 statutory text). This is a narrow, large scale builder exemption, not a path available to a typical licensed contracting business.

Qualifying agents and how the state licenses companies

Florida licenses contracting businesses through a qualifying agent rather than licensing the company itself. A partnership, corporation, or other legal entity that wants to contract must apply to have a qualifying agent certified or registered in the category it wants to work in, and that individual must have final approval authority over all construction work the business performs, unless the business instead designates a financially responsible officer to hold authority over checks, drafts, and payments (Florida Senate section 489.119).

The statute sets no fixed numeric cap on how many business organizations one qualifying agent may qualify. Instead, for each additional organization beyond the first, the agent must demonstrate to the board that they can actually supervise that organization's construction activities, and the board has discretion to approve or deny each additional qualification (Florida Senate section 489.119(6)). A formal multi entity qualification process has been described elsewhere, requiring board approval and proof of common ownership above a twenty percent interest or a written justification, along with a specific form. Confirm the exact form number and ownership percentage, along with current CILB multi entity qualification requirements, directly with the board before relying on how many businesses a qualifying agent can qualify.

When a business has more than one qualifying agent, the business can designate a single sole primary qualifying agent through a joint agreement signed by all qualifiers and approved by the CILB. Once approved, every other qualifier becomes secondary, though secondary qualifiers still share responsibility with the sole primary agent for supervising field work at their assigned jobs (Florida Senate section 489.1195).

Reciprocity

Reciprocity and exam waivers with other states

Florida has formal reciprocity agreements, effective July 1, 2022, with three states: Louisiana, Mississippi, and North Carolina, covering general, building, and residential contractor categories. An applicant using this path still must apply directly to DBPR, still must pass Florida's own business and finance exam and a codes exam, and must show their home state license was obtained through examination and has not been revoked, suspended, or placed on probation, or subject to active discipline, within the last five years, along with meeting Florida's financial responsibility and insurance rules (2022 DBPR based summary). Confirm current reciprocity partner states with DBPR before relying on this list. California and Georgia have sometimes been listed elsewhere as reciprocity partners; there is no supporting evidence for those, so treat any such listing as unconfirmed or incorrect and confirm directly with DBPR.

Trades

Trades overlay: electrical, plumbing, HVAC

Electrical and alarm system contracting is licensed separately from general contracting, by the Electrical Contractors' Licensing Board under Part II of Chapter 489. A general, building, or residential contractor's license does not cover electrical work; a separate electrical contractor license or a licensed electrical subcontractor is required for that scope (statutory Part I versus Part II structure). Plumbing and air conditioning or mechanical contracting are licensed by the CILB itself, under Part I of the same chapter, as their own certified or registered categories, distinct from the general, building, and residential categories (Florida DBPR construction industry page listing plumbing and mechanical among CILB categories).

What changed

What changed since the last verification

The biggest change is structural, not cosmetic. Effective July 1, 2025, local governments in Florida lost most of their authority to license specialty contractors on their own. Under section 489.117(4), Florida Statutes, as amended by SB 1142 (2024), a local jurisdiction may now only license a specialty contractor category if it substantially corresponds to a category the state Construction Industry Licensing Board already offers, or if a statute otherwise authorizes it. Local governments also may not require a local or state license as a condition of a permit for work that falls outside the state board's defined scopes (Florida DBPR Hot Topics page, Florida Senate SB 1142 2024 summary). This followed a multi year phase out starting with HB 735 in 2021 and extended by HB 1383 in 2023, with SB 1142 setting the final July 1, 2025 date (Florida Senate bill summaries). A contractor whose old county card is gone has two paths: apply for a state certified license covering that scope, or petition the board to create a new certified specialty category by emailing CILB@myfloridalicense.com (Florida DBPR Hot Topics page). This is a live area. The state has been adding voluntary specialty categories, with examples cited in session law including marine seawall, bulkhead, dock and pile driving work, structural masonry, structural steel, and window and door installation. Confirm the complete, current list of adopted categories, including the current Florida Administrative Code rule 61G4 citations, directly with the board's hot topics page before relying on whether a specific scope is covered (Florida DBPR Hot Topics page).

The board

Who licenses general contractors

The Construction Industry Licensing Board, known as the CILB, licenses general and most other building contractors statewide. The board sits inside the Department of Business and Professional Regulation, commonly called DBPR, which processes applications and issues licenses on the board's behalf (Florida DBPR construction industry page; Florida Senate section 489.107). Electrical and alarm system contractors are licensed by a separate board, the Electrical Contractors' Licensing Board, under Part II of Chapter 489. Plumbing and HVAC contractors are licensed by the CILB itself, under Part I of the same chapter, alongside general, building, and residential contractors (Florida DBPR and Chapter 489 structure).

Licensing Board

Official Licensing Authority

Florida Construction Industry Licensing Board (DBPR)

All contractor license applications, renewals, and qualifying agent changes must go through this board.

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