Massachusetts Contractor License: Requirements, Cost and Exams

Massachusetts regulates general construction through an individual license, the Construction Supervisor License (CSL), issued by the Board of Building Regulations and Standards through the Office of Public Safety and Inspections in the Division of Occupational Licensure.

Requirements checked against the Office of Public Safety and Inspections, Massachusetts Division of Occupational Licensure (Board of Building Regulations and Standards) published requirements on October 19, 2026.

Massachusetts contractor license requirements at a glance

Licensing boardBoard of Building Regulations and Standards (BBRS) for the individual Construction Supervisor License; Office of Consumer Affairs and Business Regulation (OCABR) for Home Improvement Contractor registration; no state general contractor license exists
License required whenno state general contractor or company license; HIC registration required for residential work on an existing owner occupied 1 to 4 unit building unless the project's aggregate contract price is under 500 dollars; CSL required for the person supervising work under a permit
What the state calls the qualifiernone for general contracting (CSL is a personal credential); electrical uses Licensee of Record (LOR); plumbing uses licensee on record
NASCLA exam acceptedno
Reciprocity and endorsementnone stated (no confirmed agreement; a secondary source claims informal reciprocity with Maine, New Hampshire, Vermont, Washington and Oregon)
Exam waiversno waiver; out of state applicants should expect to sit the Massachusetts CSL exam
Experience required3 years (roughly 4,500 hours or 36 months full time equivalent) within the past 10 years for the CSL; none for HIC
Application and exam feesCSL license fee 150 dollars; HIC registration 150 dollars plus a Guaranty Fund surcharge of 100 to 500 dollars by employee count; PSI CSL exam 23 dollar application plus 75 dollar exam fee
RenewalCSL every 2 years at 100 dollars with 12 CE units per cycle; HIC registration runs 2 years
Time to licenseroughly 30 days from a passed exam and complete application to an issued CSL
Bond and financial requirementsno bond, no credit or net worth test, no liability insurance required for the CSL; HIC uses a tiered Guaranty Fund surcharge instead of a bond; workers compensation required if there are employees
Penalty for unlicensed workNot stated
Time to replace a qualifiernone for general contracting; electrical LOR: notify the Board within 15 days, license stays valid up to 60 days; plumbing: replacement application within 15 days, business may operate up to 60 days
Companies one qualifier may qualifyno cap for a CSL holder (concept does not exist); electrical LOR up to 2 companies, a 3rd or more requires a Board petition; plumbing rule text states no numeric cap

Facts checked on August 30, 2026.

Each line was checked against the state board’s published requirements on the date shown. Not stated means the board material we reviewed did not state it, so we do not guess. Boards change rules; confirm the current figure with the board before you file.

There is no company level general contractor license and no state qualifying agent designation, so the license always belongs to a person rather than a firm. A licensed construction supervisor must oversee construction, reconstruction, alteration, repair, removal, and demolition work on buildings under 35,000 cubic feet and on one and two family dwellings. Contractors working on existing owner occupied homes of one to four units must also register as a Home Improvement Contractor with the Office of Consumer Affairs and Business Regulation.

Electricians and plumbers are licensed separately by the Board of State Examiners of Electricians and the Board of State Examiners of Plumbers and Gas Fitters.

Massachusetts has no single general contractor license. An individual must hold a Construction Supervisor License (CSL) from the Office of Public Safety and Inspections to supervise code regulated work. The business must separately register as a Home Improvement Contractor (HIC) with the Office of Consumer Affairs and Business Regulation for residential work on one to four unit owner occupied properties.

Who must hold the license

Overview: two separate systems, not one general contractor license

Massachusetts does not issue a single "general contractor license." The state runs two parallel, non interchangeable systems (Massachusetts state website).

  1. The Construction Supervisor License (CSL), issued by the Office of Public Safety and Inspections (OPSI) within the Division of Occupational Licensure, under the Board of Building Regulations and Standards (BBRS) framework. The CSL is the license that lets a person supervise construction, reconstruction, alteration, repair, removal, or demolition work on code regulated buildings (Massachusetts state website).
  2. The Home Improvement Contractor (HIC) registration, issued by the Office of Consumer Affairs and Business Regulation (OCABR). HIC is a registration, not a license, and covers contracting work on existing, owner occupied residential property with one to four units (Massachusetts state website).

Neither the CSL nor the HIC registration is a "general contractor license." They are issued by separate offices, require separate applications, and a company doing residential remodeling work typically needs both: an individual on staff holding the CSL to supervise the work, and the business itself registered under HIC (Massachusetts state website).

License classes

Construction Supervisor License (CSL) classifications

The CSL is held by an individual, not a company (Massachusetts state website). Classifications and their scope:

  • Unrestricted CSL: required to directly supervise construction activity regulated by the building code on buildings under 35,000 cubic feet of enclosed space, and on one and two family dwellings of any size (Massachusetts state website).
  • Restricted CSL: limited to one and two family dwellings only (Massachusetts state website).
  • Specialty CSLs: cover specific trades such as masonry, roof covering, windows and siding, solid fuel burning appliances, insulation, and demolition (third party summary of the state's specialty list; confirm the exact current list on Massachusetts state website before quoting it).
  • Buildings above the 35,000 cubic foot threshold fall outside the CSL system entirely; a registered design professional (a licensed engineer or architect) is considered the responsible licensed party for those larger projects, so no CSL applies there (Massachusetts state website).

A CSL holder may name a designee to be present on site in their absence, and that designee must also hold a CSL in the same or a better category (Massachusetts state website). Whether a single CSL holder faces a cap on how many companies they can qualify or supervise at once is not stated in the board materials reviewed for this page. The CSL appears to attach to the individual rather than to one company, but this should be confirmed directly with OPSI (OPSI-info@mass.gov) before stating there is no limit.

CSL eligibility, exam, and application

  • Minimum age 18, with proof of at least three years of full time (40 hours per week) experience in building construction or design within the past 10 years; experience does not need to be continuous (Massachusetts state website).
  • Candidates must pass a licensing exam demonstrating knowledge of the Massachusetts State Building Code before applying (Massachusetts state website).
  • Exam vendor: official Massachusetts state website documents naming a vendor (Prometric) are dated 2018 to 2019. Multiple current third party exam prep sites report that PSI now administers the CSL exam (PSI Exams candidate portal). A current, dated Massachusetts state website candidate handbook confirming PSI is not stated in the board materials reviewed for this page. Confirm the current vendor on the official CSL Candidate Handbook on Massachusetts state website, or by contacting OPSI, before telling a customer who to schedule with.
  • Passing score is widely reported at 70 percent by third party exam prep sources; this is not stated in the board materials reviewed for this page.
  • Application steps as laid out on Massachusetts state website: choose the license type, verify work experience, register for and take the exam, then mail the passing score report and fee to the Board with the license application (Massachusetts state website).
  • Massachusetts state website materials are explicit that Massachusetts does not recognize out of state contractor licenses, and that an out of state contractor must document the same experience and sit the Massachusetts CSL exam like a resident applicant. The additional point that there is no CSL reciprocity agreement with any other state and no NASCLA acceptance comes from multiple third party licensing guides and is not stated in the board materials reviewed for this page; confirm it with the board before telling a customer there is no path.
  • NASCLA acceptance: whether the NASCLA Accredited Examination is accepted for CSL purposes is not stated in the board materials reviewed for this page. Several third party licensing guides state that Massachusetts does not accept the NASCLA exam as a substitute for the state's own CSL exam. Treat this as likely but unconfirmed, and do not tell a customer that NASCLA transfers into Massachusetts.

Home Improvement Contractor (HIC) registration

  • Who must register: any contractor, subcontractor, partnership, or corporation that solicits, bids on, or performs contracting work on an existing, owner occupied residential property with one to four units (Massachusetts state website).
  • HIC alone (without a CSL on staff) only covers ordinary repair type work, such as exterior painting, wallpapering, and repairing existing decking; it does not substitute for a CSL on work that requires one (Massachusetts state website).
  • Registration and renewal payment must be completed online through the MA Contractor Hub; paper applications and paper certified checks are no longer accepted and will be returned (Massachusetts state website).
  • Out of state corporations and LLCs must first complete foreign entity registration with the Secretary of the Commonwealth before applying for HIC (Massachusetts state website).
  • Registration expires on a stated date; failing to renew by that date adds cost and delay and can block the ability to pull municipal permits (Massachusetts state website).
  • The current HIC registration fee and renewal period are not stated in the board materials reviewed for this page. A commonly repeated third party figure is a registration fee for a two year registration period; confirm the live figure on the MA Contractor Hub before quoting it to a customer.

HIC Guaranty Fund

  • The Guaranty Fund can compensate an eligible homeowner for an unpaid arbitration award or judgment against a registered HIC contractor. Massachusetts state website states the fund compensates eligible consumers for actual loss up to a stated per consumer limit; a regulation copy dated through September 2024 cites a different, lower per claimant figure in the same section, so the two sources conflict. The same regulation separately caps aggregate payouts tied to a single registrant's actions within a 12 month period, waivable by the fund administrator for cause.
  • Because the per consumer cap figure is in active dispute between the Massachusetts state website consumer page and an older regulation excerpt, and legislative proposals have discussed raising it further, a specific guaranty fund dollar cap should not be quoted to a customer without confirming the current figure against the live Massachusetts state website guaranty fund page first.

Trades

Trades overlay

Electricians

Licensed by the Board of State Examiners of Electricians, one of the Division of Occupational Licensure's boards. License types include Master Electrician (A), Journeyman Electrician (B), Fire Warning and Security System Contractor (C), and Fire Warning and Security System Technician (D), plus a registered Apprentice Electrician status (Massachusetts state website board structure; third party sources for the detailed hour counts, which are not stated in the board materials reviewed for this page). PSI administers the exam and processes applications on the Board's behalf per current third party guides; this should be confirmed against the Board's own current fact sheet before being repeated as certain. Massachusetts has a reciprocity agreement with New Hampshire allowing an applicant to apply for the same level of license they hold there, per third party sources; confirm with the Board before promising this to a customer.

Plumbers and gas fitters

Licensed by the Board of State Examiners of Plumbers and Gas Fitters. License types include Journeyman and Master Plumber, Journeyman and Master Gas Fitter, Liquified Petroleum (LP) Installer and Limited LP Installer, plus registered apprentices and corporate or partnership certificates (Massachusetts state website, 248 CMR). Applicants must complete Board approved apprenticeship experience and education before sitting the journeyman plumber exam; the regulation at 248 CMR 11.02 sets a practical experience threshold measured in clock hours as a licensed apprentice under a licensed master or journeyman plumber employed by a master plumber. Applications go through the Board's eLIPSE online platform, and PSI Services LLC schedules and conducts the exams (Massachusetts state website; PSI bulletin dated October 2025).

HVAC and refrigeration

Massachusetts does not issue a general HVAC license. Instead, the Office of Public Safety and Inspections licenses refrigeration work specifically, through the Bureau of Pipefitters, Refrigeration Technicians and Sprinkler Fitters (Massachusetts state website). A license is required for installing, repairing, replacing, or maintaining any refrigerant containing part of a refrigeration or air conditioning system rated at 10 tons or greater; work below that tonnage threshold does not trigger the state refrigeration license, though federal EPA refrigerant handling certification still applies (Massachusetts state website). Three tiers exist: Refrigeration Apprentice, Refrigeration Technician, and Refrigeration Contractor, each with its own hour and exam requirements (Massachusetts state website); current fee figures for these tiers are not stated in the board materials reviewed for this page and should be checked before quoting to a customer.

Licensing Board

Official Licensing Authority

Office of Public Safety and Inspections, Massachusetts Division of Occupational Licensure (Board of Building Regulations and Standards)

All contractor license applications, renewals, and qualifying agent changes must go through this board.

Visit Board Website

How The Licensing Company qualifies your company in Massachusetts

We place a licensed qualifying agent with your company as a full time W-2 employee and prepare the qualifier filing with the Office of Public Safety and Inspections, Massachusetts Division of Occupational Licensure (Board of Building Regulations and Standards). Tell us your trade and what you have going on, and pick a time for a discovery call. Or call 615-219-2110.

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